Skip to content

Give SilverChef a try.

Get $65,000 in hospitality finance
approved in five minutes.

About SilverChef

SilverChef is the world’s only equipment finance company dedicated exclusively to the hospitality industry. Established in 1986, SilverChef has invested more than $1bn (and counting) into the hospitality industry in Australia, New Zealand and Canada and has provided over 50,000 customers arange of financing options to help them achieve their dreams. SilverChef’s flexible finance options help hospitality entrepreneurs manage cashflow, respond to changes in the market and flex with their evolving business needs.


Benefits of SilverChef finance

High approval rate

SilverChef back your potential and passion. Even if you’re just starting out with your first hospitality business, SilverChef look for ways to say ‘yes’.

Options to lease or rent

SilverChef offer two industry-leading finance solutions, designed to suit whatever your hospitality needs are. Find out more below.

Low weekly/monthly payments

Low payments put you in control of your cashflow, making your outgoings easier to predict, plan and manage.

100% tax deductible

Rent-Try-Buy payments may be tax deductible. Talk to a professional tax advisor to find out more.

Off-balance sheet funding

Access off-balance sheet funding through Rent-Try-Buy, meaning it doesn’t affect borrowing ability.

Hospitality experts

SilverChef are the only dedicated equipment financier for hospitality. SilverChef understand your challenges and opportunities, and are there to help.

Rent -Try m- Buy ®

Rent-Try-Buy® is a 12-month rental agreement, allowing you to try equipment in your business before you buy it. Enjoy unrivalled flexibility when it comes to owning and managing your commercial hospitality equipment.

During your 12-month term:

  • Upgrade to a bigger, better model at any time
  • Purchase the equipment and receive a rebate on rental payments made to date.

Low monthly rental payments help with cashflow, while the equipment generates income that can help pay for itself.

After your minimum 12-month term:

  • Keepthe option to upgrade or purchase, or
  • Choose toreturn the equipment, or
  • Continue renting at a reduced rate, or
  • Work towards ownership over time with SilverChef’s Easy Own product.

Fast approvals

Customers can get approved for up to $65,000 in as little as 10 minutes, in our dealership today. Simply bring your photo ID, ABN and proof of business address with you. SilverChef will also approve higher amounts subject to satisfactory additional checks


If you’re looking to finance equipment of$10,000 and over, Lease-to-Keep providesastraightforward way to spread the cost and manage cashflow. Monthly lease payments are spreadover four years and at the end of the term, the equipment is all yours (Subject to compliance with terms and conditions). Simple!


SilverChef is a finance provider to the hospitality industry. SilverChef have been behind the industry since 1986, proudly financing more than 50,000 hospitality businessess and investing more than $1bn and counting across Australia, New Zealand and Canada. They are also a proud certified B Corp; a new kind of business that balances purpose with profit, changing the world for the better.

Renting or leasing your commercial kitchen equipment can be a good alternative to buying. Firstly, there are a lot of costs involved in setting up and running a hospitality business, so choosing to rent or lease your commercial kitchen equipment can leave you more money for running your business and other expenses.

Secondly, there may be tax benefits to renting or leasing kitchen equipment – it’s important you discuss these with a qualified tax advisor before making any decisions.

Finally, with SilverChef’s Rent-Try-Buy® you get additional flexibility over typical financing options. You can decide to upgrade your equipment in the first 12 months if you need something bigger and better (in the same equipment category e.g. upgrade rented fridge to a bigger fridge); you can also decide to purchase it and get a rebate on your payments so far (up to 12 months).

At the end of your 12-month contract, you can decide whether to keep renting your commercial kitchen equipment, work towards ownership, or return. Please note that if you decide to continue renting your equipment after the end of your 12-month term, and later decide to buy, the rental rebate is lower. Also, if you return your equipment, you are responsible for cleaning and shipping costs.

Typically, the difference between leasing and renting has to do with the length of term – with the length of a lease typically being longer. SilverChef offers a rental product – Rent-Try-Buy, and a finance lease product – Lease-to-Keep®. They are different in several important ways.

With Rent-Try-Buy, you rent your commercial kitchen equipment and make weekly rental payments for a 12-month term, while retaining the option to purchase your equipment or upgrade it during the term. At the end of the 12-month rental term, you have the additional options to return, continue renting or work towards ownership with our Easy Own® product.

With Lease-to-Keep you must be financing a minimum amount of $10,000 and have been in business for at least 12 months. You sign up for a four- or five-year term, you make monthly lease payments, and at the end of the term you own the commercial kitchen equipment (providing the last payment has been made and you are not in breach of the agreement). It’s that simple!

As the renter or lessee of the commercial kitchen equipment, you are responsible for properly insuring it, and arranging and paying for all servicing and maintenance on the kitchen equipment. If the equipment breaks down this is a manufacturer warranty issue and you will need to contact the manufacturer to arrange repair or replacement as per their terms and conditions.

When you rent or lease restaurant equipment there may be tax benefits. It’s important you speak to a qualified accountant and/or tax advisor to find out whether you treat your rented commercial kitchen equipment as off-balance sheet, or claim tax deductions.

You qualify for Lease-to-Keep if you’re financing over $10,000 and your business has been operating for longer than 12 months. If you don’t qualify for Lease-to-Keep, or if you’re interested in more flexibility in your finance solution, we recommend Rent-Try-Buy®.

Refine Search

Filter by Product categories